The First Things You Should Do to Become Wealthy

 [The First Things You Should Do to Become Wealthy]

The best approach to "the first things you should do to become wealthy" varies slightly from person to person, but one thing is universally true:

💡 The starting point is to "change how you use and think about money."

Below, I'll explain each step in detail.

🥇 Step 1: Understand the "Flow" of Your Money (Visualize Your Current Situation)

The first thing you should do is accurately know "where your money is going right now."

Automatically record income and expenses using a household budget app (e.g., MoneyForward, Moneytree)

Categorize fixed and variable expenses

Understand whether each month is a "month of increasing assets" or a "month of decreasing assets"

👉 Wealthy people "design their money flow" before "increasing their income."

🥈 Step 2: Create "Surplus Funds" Rather Than Just Saving

Saving alone won't make you wealthy.

The important thing is to create "surplus funds that can be invested."

Reduce unnecessary subscriptions and wasteful spending

Review fixed costs (rent, communication, insurance)

Increase income sources through side hustles and skill development

👉 Focus on "making money work and grow" rather than "protecting money."

🥉 Step 3: Invest in Yourself

Invest in your knowledge and skills before anything else.

This is the investment with the highest return.

Read books (especially books on "money, management, psychology, and investment")

Improve your skills (programming, English, sales skills, etc.)

Meet with trustworthy mentors and successful people

👉 When growth stops, income stops.

"Those who continue to learn" become wealthy.

🏗 Step 4: Gain Experience in "Owning Assets," Even Small Ones

For example:

Start investing in NISA or index funds from 10,000 yen per month

Create a small side business (your own service or product)

Try selling your skills as a freelancer

👉 Experiencing the "feeling of money working for you" early on will change your perspective on money.

🧠 Step 5: Change Your Mindset

Shifting to a wealthy mindset is crucial. Ordinary people vs. Wealthy people

Save money and invest what's left vs. Invest first and live off the remainder

Sell time for money vs. Buy time with money

Fear failure vs. Learn from failure

Income = Labor vs. Income = Systems/Assets

⚙️ Summary: "Three things you should do first"

📊 Fully understand your income and expenses

💵 Develop the habit of investing in yourself

📈 Gain experience owning assets, even small amounts