2025年11月5日水曜日

Is Investing in Bitcoin the Right Way to Manage Your Assets?

 [Is Investing in Bitcoin the Right Way to Manage Your Assets?]


Whether or not investing in Bitcoin is the right approach depends heavily on your investment objectives, risk tolerance, and investment horizon. Let's consider the following points:


🔹 Advantages of Investing in Bitcoin

Potential for high returns

Bitcoin has a proven track record of significant price increases over the long term (from a few yen per BTC in 2010 to over 10 million yen in 2025).


Value as part of a diversified portfolio

There are periods when it has a low correlation with stocks and real estate, making it useful for risk diversification as part of a portfolio.


Potential for inflation hedging

With a limited supply (21 million BTC), it cannot be increased indefinitely like fiat currency, so some investors consider it a hedge against currency devaluation.


🔻 Risks and Precautions

Extremely high price volatility

Price swings of 10-20% in a few days are not uncommon, and there is a possibility of significant short-term losses.


Risk of changes in regulations and tax laws

Regulations vary from country to country, and future changes may affect trading and ownership.


Hacking and storage risks

There have been cases of exchange failures and hacking, requiring you to manage security yourself.


No guaranteed return

There is no "income" like stock dividends or bond interest, so the investment relies on capital gains.


💡 Guidelines for Decision Making

Investment Style Suitability for Bitcoin Investment

Short-term trading ❌ (Very high risk)

Medium to long-term growth focus ⚪ (If you can tolerate price fluctuations)

Emphasis on stable income ❌ (No interest or dividends)

Part of a diversified portfolio ◎ (Realistic if it's about 5-10% of your total assets)

✅ Conclusion (General View)

Investing in Bitcoin is:


**A realistic and correct approach is to use it as "part of a high-risk asset portfolio," not as your "main asset."**


If you decide to start:


Use only surplus funds


Assume long-term holding (several years or more)


Prioritize security (hardware wallet, etc.)

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